If you’re not interested in getting into the world of actively investing, putting money in a 401(k) or a Roth IRA is actually a better option than working with us, since our clients must put in a lot of active participation in order for our partnership to be a success. If you are interested in actively investing, however, we can help you reduce your taxes, increase your wealth more than you would with a 401(k) or Roth IRA, and in many cases, become able to retire much sooner than you otherwise would. Also, keep in mind that with a 401(k), the expectation is that you will be making significantly less money when you retire than you did during your working years, while on the other hand, we want our clients to retire rich.